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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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235 Boca Shores Dr , Panama City, FL 32408
$375,000
Est. Payment: $1,901.93/mo
3 Bed
2 Bath
1908 Sqft
Status: pending | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Amazing opportunity to own this ''Diamond in the Rough'' in one of Panama City Beach's most desirable neighborhoods AND at an affordable price! This home features spacious living room with a wood-burning fireplace and an attached dining area. The kitchen is open with a breakfast bar, loads of cupboards, and an eat-in dining area. The split-bedroom plan has a Master bedroom with a walk-in closet that includes stacked shelves, and a Master bath with two separate vanity locations, a Jacuzzi tub, separate shower and a linen closet. All of the bedrooms are a good size with a Guest bath conveniently located between these two rooms. From both the Living room and Master bedroom you can access the screened enclosed, wooden-decked patio that takes you to the large backyard. There is a three-sectioned shed that also includes a workshop. Additional features include the two-car attached garage with electric open and keypad, 36' wide doorways throughout, foam board exterior walls for energy efficiency, whole-house gas generator, two security cameras, a home security system, leaf gutter protection system, sprinkler system and well, and hurricane shutters. This home has so much to offer and with a little work, it could be your perfect diamond!

Highlights

Listed by Diane J McKay , 850-596-1378 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

Year Built

1995

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grand Lagoon Shores11

Listing ID

793300

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:86.0 ft x 147.0 ft
Zoning:County, Resid Single Family
Roof:Shingle
Others:
  • Additional:Porch
Principal Interest
$1,902
Taxes
$123

Home Price

$375,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,901.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,901.93 $122.54 $0.00 $2,024.47
Yearly $22,823.15 $1,470.50 $0.00 $24,293.65
Total $684,694.53 $44,115.00 $0.00 $728,809.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS