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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6903 N Lagoon Dr Unit 52 , Panama City, FL 32408
$249,000
Est. Payment: $1,262.88/mo
2 Bed
2 Bath
1040 Sqft
Status: active | Days on site: 172
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare lagoon-front opportunity in Panama City Beach! This 2-bedroom, 2-bath condo at Grand Lagoon Cove offers direct waterfront views, shared dock access, and a peaceful coastal setting along highly desirable North Lagoon Drive. Enjoy morning coffee from your covered balcony overlooking the water and green space. Inside, the unit features updated LVP flooring, stainless appliances, a water heater replaced in 2025, and HVAC updated in 2013. The open living area is comfortable and functional for full-time living, a second home, or long-term investment. Community amenities include a pool, tennis courts, BBQ area, and waterfront common areas. Short-term rentals are permitted per association guidelines (minimum rental period restrictions apply). Conveniently located near beaches, marinas, waterfront dining, shopping, and St. Andrews State Park. A rare chance to own waterfront property in Panama City Beach at an attractive price point.

Highlights

Listed by Darrell Turner , 850-866-9868 Counts Real Estate Group Inc , 850-231-1483. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

418 Monthly

Year Built

1979

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Grand Lagoon Cove Condominium

Listing ID

785899

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,263
Taxes
$238
HOA
$418

Home Price

$249,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,262.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,262.88 $238.42 $418.00 $1,919.30
Yearly $15,154.57 $2,861.00 $5,016.00 $23,031.57
Total $454,637.17 $85,830.00 $150,480.00 $690,947.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS