Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

819 Grace Ave , Panama City, FL 32401
$229,900
Est. Payment: $1,165.89/mo
2 Bed
1 Bath
962 Sqft
Status: active | Days on site: 17
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

**Perfect for First-Time Homebuyers, Investors, or Small Business Owners!** Whether you're searching for your first home, a smart investment property, or a space to operate your business, this charming 2-bedroom, 1-bath Florida cottage offers endless possibilities. Situated on a spacious, **Multi-Use zoned** lot just 5 minutes from downtown Harrison, this versatile property is ready to fit your needs. Inside, you'll find beautiful hardwood floors throughout the living area and bedrooms, along with a cozy wood-burning fireplace that adds warmth and character. Enjoy relaxing on the screened front porch or entertaining on the covered back patio. Additional features include a covered carport, a **2016 HVAC system**, and a **2018 roof**, providing added peace of mind. With **Multi-Use zoning** and **short-term rentals allowed**, this property is an excellent opportunity for an Airbnb, long-term rental, professional office, boutique business, or live/work space. Its convenient location near downtown Harrison offers easy access to shopping, dining, and local amenities, making it attractive for homeowners, business owners, and investors alike. Whether you're looking to purchase your first home, expand your investment portfolio, or create the perfect office or storefront, this property offers flexibility, charm, and incredible potential.

Highlights

Listed by Danielle Britton , 850-596-4944 World Impact Real Estate , 850-225-7000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1937

County

Bay

Area

02 - Bay County - Central

Neighborhood

Gcd Plat

Listing ID

792879

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:50.0 ft x 140.0 ft
Roof:Metal
Others:
  • Additional:Patio, Porch
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,166
Taxes
$147

Home Price

$229,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$45,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,165.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,165.89 $146.56 $0.00 $1,312.45
Yearly $13,990.66 $1,758.74 $0.00 $15,749.39
Total $419,719.79 $52,762.05 $0.00 $472,481.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS