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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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941 Agnes Scott Cir , Panama City, FL 32405
$389,000
Est. Payment: $1,972.93/mo
3 Bed
3 Bath
2023 Sqft
Status: active | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to the highly desired Forest Park neighborhood! This unique property has a thoughtfully designed 3 bedroom 2 1/2 bathroom home with a Metal roof and Hardie board siding, a newly renovated workshop shed, and a 12 x 30 pole barn concrete pad with 30 amp power for RV storage, accessed via a farm gate off the driveway. This beautiful home is rich with craftsman features to include custom doorway and archway trim, wainscoting, crown molding, and wall alcoves. As you enter the home, you step into the open living room with high vaulted ceilings. The open stairway leads to the loft and bedroom area. Under the stairs is the hall to the powder room and gorgeous spacious primary suite. Through the living room is the modern kitchen with quartz countertops, a large porcelain farm sink, ample custom maple cabinets, a broad island with bar seating, a walk-in pantry, Whirlpool Gold stainless appliances, and new LED recessed lights. Off the kitchen is a dining room and den area that leads to the backyard, as well as the laundry room which leads to the garage. The downstairs primary bedroom has a tray ceiling and two closets, one of which is a large walk-in with built-in shelving. There is also a deep linen closet just outside of the primary bathroom. This bathroom has a large walk-in tiled shower with rainfall and handheld showerheads, two quartz-top vanities with new mirrors and individual built-in medicine cabinets, and a separate toilet closet with extra shelved storage space. There is also an exit to the backyard, which is excellent restroom access for backyard entertaining or shower access following yardwork or returning from the beach. The powder bathroom was remodeled in 2025 with a new vanity, quartz vanity top, lighting, mirror, and brushed nickel fixtures. The entire lower level has hand-scraped wood-look ceramic tile, except for the primary bathroom, which has marble look ceramic tile to match the shower surround tile. Upstairs, you will find the other primary style bedroom with an en suite bathroom and two closets, as well as the open loft bedroom, which has built-in wall shelving, a closet, and enough room for a queen bed and desk or a nice office set up. The upstairs en suite bathroom has plenty of cabinetry for storage and linens, a new mirror, new vanity light, and new brushed nickel fixtures, and a tiled walk-in shower with a built-in bench and niche. The workshop shed has new steel siding and roofing, a new door with a pin code deadbolt, new foam board insulation, ceiling fan, overhead lumber storage 2 work tables, and electric power with its own breaker panel. The pole barn with concrete pad has a very high metal roof cover to house most RVs, boats, or other recreational vehicles. The pad has Georgia granite rock borders on the fence side and back to keep weed growth down and provide excellent drainage to the city easement behind the privacy fence. The home has solar panels on two roof surfaces (which are not visible from the street) to keep electric costs low. There are hurricane shutters, gutters, and a freshly painted pergola and covered porch in front to relax and enjoy your maintenance free quiet cul-de-sac home. This is a must-see property!

Highlights

Listed by Lynne Hand , 850-532-0886 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

Year Built

1985

County

Bay

Area

02 - Bay County - Central

Neighborhood

Forest Hills Unit 3

Listing ID

787341

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, Sitting Area in Primary, Walk-In Closet(s), Loft, Workshop

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:81x158
Zoning:City
Roof:Metal
Others:
  • Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$1,973
Taxes
$358

Home Price

$389,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,972.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,972.93 $358.00 $0.00 $2,330.93
Yearly $23,675.22 $4,296.00 $0.00 $27,971.22
Total $710,256.46 $128,880.00 $0.00 $839,136.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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