Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

160 Confidence Way , Panama City, FL 32409
$525,000
Est. Payment: $2,662.42/mo
4 Bed
3 Bath
2318 Sqft
Status: active | Days on site: 97
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

**Open House Saturday 6/20/26 1pm - 4pm** Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features--including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating--add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio--with a built-in bar and TV--creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views. Additional features include an extended driveway and a gated parking area tucked behind the fence--perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard. Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences. This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.

Highlights

Listed by The Jarrett Group , 850-279-5911 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

Year Built

2019

County

Bay

Area

04 - Bay County - North

Neighborhood

Fanning Bayou

Listing ID

789684

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Entrance Foyer, Mud Room

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:71 x 161
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Porch
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$2,662
Taxes
$484
HOA
$0

Home Price

$525,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,662.42 $483.67 $0.00 $3,146.09
Yearly $31,949.09 $5,804.00 $0.00 $37,753.09
Total $958,472.78 $174,120.00 $0.00 $1,132,592.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS