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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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16801 Lisbon Ave , Panama City, FL 32413
$478,000
Est. Payment: $2,640.88/mo
4 Bed
3 Bath
1400 Sqft
0.19 Acres
Status: Active | Days on site: 10
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RLBK - B11840
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Harrison Lilly Team
Owner/Operator

House Description

UPDATED, FULLY FURNISHED and ready for new owners in Panama City Beach! This beautifully refreshed 3-bedroom, 3-full-bath home with a LARGE BONUS BUNK ROOM offers a fun coastal feel with stylish finishes and plenty of character throughout. Step inside to an inviting living space featuring vaulted ceilings, new LVP flooring, and a bright, airy color palette. The kitchen has been updated with white cabinetry, stainless steel appliances, a coastal-inspired tile backsplash, and a large statement island offering plenty of space for gathering and entertaining. The home offers plenty of room for family and guests, with three bedrooms plus a large bonus bunk room providing flexible additional sleeping or living space. All three full bathrooms feature clean, updated finishes, including tile surrounds, updated vanities, fixtures, and lighting. Pops of coastal blue, warm wood tones, and thoughtfully selected finishes give the home a relaxed PCB vibe without sacrificing style. The location is hard to beat, just minutes from Pier Park, putting shopping, dining, entertainment, and some of Panama City Beach's most popular attractions close by, along with less than a mile golf cart ride to beach access to the beautiful Gulf beaches. Whether you're searching for a primary residence, beach getaway, or investment opportunity, this move-in-ready home offers the space, updates, and location you've been looking for. Updated, spacious, and ready to enjoy, PCB living starts here! Each bedroom has its own personality, while the updated bathrooms feature clean, modern finishes including subway tile, updated vanities, fixtures, and lighting. Pops of coastal blue, warm wood tones, and thoughtfully selected finishes give the home a relaxed PCB vibe without sacrificing style. Outside, the home's charming exterior, arched windows, covered entry, and tropical surroundings give it plenty of curb appeal. Whether you're searching for a primary residence, beach getaway, or investment opportunity, this move-in-ready home puts you right in the heart of Panama City Beach and close to everything that makes coastal living so much fun. Updated, stylish, and ready to enjoy... all that's missing is the new owner!

Highlights

Listed by Ashley Edge , 336-514-5099 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

Year Built

1991

County

Bay

Area

03 - Bay County - Beach

Neighborhood

El Centro Beach

Listing ID

795171

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Cooktop
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:70.0 ft x 120.0 ft
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,641
Taxes
$257

Home Price

$478,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$95,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,640.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,640.88 $256.62 $0.00 $2,897.50
Yearly $31,690.57 $3,079.46 $0.00 $34,770.03
Total $950,717.21 $92,383.80 $0.00 $1,043,101.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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