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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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235 Central Ave , Panama City, FL 32401
$149,999
Est. Payment: $760.77/mo
3 Bed
1 Bath
1040 Sqft
Status: active | Days on site: 91
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Text listing agent for a link to the 3D tour! Ideally located in the Springfield community of Bay County, this 1,040-square-foot residence offers essential updates and a spacious lot. The home features 3 bedrooms and 1 bathroom, with recent functional improvements including new PEX plumbing and new electrical lines. The interior is finished with fresh paint and new flooring throughout, complemented by a renovated bathroom. The living area is notably spacious at approximately 25' x 13', providing a versatile layout for residents. The exterior includes a covered front porch and sits on a deep 43' x 140' lot, offering plenty of outdoor space. Strategically situated for an easy commute, the home is just minutes from Tyndall Air Force Base, regional healthcare facilities, and the diverse shopping and dining options of Panama City. Additionally, the world-famous white sand beaches of Panama City Beach are only a short drive away. This turn-key property represents a practical opportunity for those seeking a refreshed home in a high-demand, centrally located market. For those interested in investment opportunities, this property is located in an area that allows for short-term rentals, providing added flexibility for use.

Highlights

Listed by Jeff Cason , 850-955-4179 Cason Pointe Real Estate , 615-720-3559. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1950

County

Bay

Area

02 - Bay County - Central

Neighborhood

East Springfield

Listing ID

788151

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Window Unit(s)
Fireplaces:

Exterior Features

Lot Dimensions:50x150
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$761
Taxes
$127

Home Price

$149,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$30,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$760.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $760.77 $126.67 $0.00 $887.43
Yearly $9,129.20 $1,520.00 $0.00 $10,649.20
Total $273,875.99 $45,600.00 $0.00 $319,475.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS