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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1434 W Park Ln , Panama City, FL 32404
$559,000
Est. Payment: $3,088.39/mo
4 Bed
2 Bath
1848 Sqft
0.87 Acres
Status: Active | Days on site: 203
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Harrison Lilly Team
Owner/Operator

House Description

Owner Financing available if needed- No LLC's but buyers with good credit will be considered - Offering a 5.5% rate amortized over 30 years with a minimum of 10% down- Balloon payment for the balance in 3 years- Estimate is available for a 60 ft walkway with a 10 ft x 16 ft T at the end of the dock- ($17,400) ---OVER $150,000 in upgrades and improvements! WATERFRONT HOME WITH GULF ACCESS! PRIVATE POOL - NO HOA - Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding, considered a low maintenance but high-quality engineered product with a woodgrain look. The interior has had a major facelift as well. There are no words for the functional, massive open space with the French doors leading out to a beautiful pool. There is the new kitchen with hard surface countertops, new appliances, new lighting, new soft-close drawers, new flooring, and a beautiful island with shiplap. In the other part of the house, you will find 2 updated baths. Close to the 'Base of the Future'', you are also a short ride to Mexico Beach. So much to offer! So little time before someone wanting a big yard and a nice waterfront ''like new'' home snaps it up. Termite Bond and Moisture Barrier included -

Highlights

Listed by Holli Persall , 850-866-8195 ERA Neubauer Real Estate Inc , 850-230-3665. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.87

Year Built

1941

County

Bay

Area

02 - Bay County - Central

Neighborhood

East Bay Park

Listing ID

785311

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Pantry

Exterior Features

Lot:Paved
Lot Dimensions:100 x 380
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$3,088
Taxes
$332

Home Price

$559,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$111,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,088.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,088.39 $332.08 $0.00 $3,420.48
Yearly $37,060.73 $3,985.00 $0.00 $41,045.73
Total $1,111,822.01 $119,550.00 $0.00 $1,231,372.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS