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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7205 Thomas Dr Unit 1103 , Panama City, FL 32408
$530,000
Est. Payment: $2,688.06/mo
2 Bed
2 Bath
980 Sqft
Status: active with contingency | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT!! SELLER WILL CONSIDER BACKUP OFFERS!! You're one decision away from living where everyone else vacations. Welcome to the highly sought-after Dunes of Panama! A fully gated gulf front community with 24-hour on-site security, private guard-gated entry, resort-style amenities, and direct beach access to the world-famous white sand beaches of Panama City Beach. Located in Building D, the closest building to the Gulf in the entire complex, this beautifully renovated 11th-floor condominium offers breathtaking Gulf views and an unmatched coastal lifestyle. This spacious 2-bedroom, 2-bath residence features approximately 980 square feet and comes fully furnished, including washer, dryer, and all kitchen appliances, making it completely move-in or rental ready. Inside, you'll find an updated coastal-modern interior featuring GE Profile stainless steel appliances, white shaker cabinetry, quartz countertops, Carrera marble hexagonal backsplash, and tasteful finishes throughout. Unlike many beach properties, this condo has never been rented and has seen very light personal use, resulting in exceptional condition without the typical wear and tear often found in vacation units. Residents and guests enjoy access to three pools including one heated pool along with poolside gazebos, a private on-site restaurant, fitness center, tennis courts, pickleball courts, basketball courts with evening lighting, and fast elevators for convenient access to the upper floors. Perfectly positioned just minutes from Topgolf, premier dining, shopping, entertainment, Grand Lagoon, and some of the best attractions Panama City Beach has to offer, this property is more than just a condo, it's a lifestyle. Let's make that beach dream real.

Highlights

Listed by Landon O Stewart , 850-704-6002 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

915 Monthly

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Dunes Of Panama Phase IV

Listing ID

790189

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker, Warming Drawer
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Handicap Access, Main Level Primary, Separate Shower, Instant Hot Water

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Gated,Paved,Parking Lot
Principal Interest
$2,688
Taxes
$343
HOA
$915

Home Price

$530,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$106,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,688.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,688.06 $342.75 $915.00 $3,945.81
Yearly $32,256.72 $4,113.00 $10,980.00 $47,349.72
Total $967,701.60 $123,390.00 $329,400.00 $1,420,491.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS