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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7205 S Thomas Drive D704 , Panama City, FL 32408
$440,000
Est. Payment: $2,231.60/mo
2 Bed
2 Bath
980 Sqft
Status: active | Days on site: 111
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rental Ready, Investors or make it your own. Gulf View Condo, priced to sell. Seller says bring offers!! ''DONT MISS OUT'' currently rented, no worries we can still get you in for a showing. Welcome to your dream coastal retreat at the highly sought-after Dunes of Panama in Panama City Beach! This beautifully updated 2 bedroom, 2 bath condo offers the perfect blend of comfort, style, and breathtaking scenery, making it an ideal primary residence, vacation home, or investment property. Situated on the 7th floor, this turnkey unit showcases stunning, unobstructed views of the Gulf from both the main living area and the spacious primary suite. Wake up to the sound of the waves and enjoy your morning coffee while taking in the sparkling emerald waters and sugar-white sands. Inside, the condo has been thoughtfully upgraded with modern finishes. The kitchen features sleek granite countertops, ample cabinetry, and a functional layout perfect for entertaining. Primary bathroom has been enhanced with beautifully tiled shower, adding a touch of luxury to your daily routine. Durable and stylish LVP flooring flows seamlessly through main living areas with carpeted bedrooms, offering both elegance and low maintenance living. Gulf views, creating a bright and inviting atmosphere. With two generously sized bedrooms, there's plenty of space for family, guests, or rental potential. Located in one of Panama City Beach's premier beachfront communities, Dunes of Panama offers resort-style amenities including multiple pools, tennis courts, fitness facilities, and direct beach access. 1500Ft of Beach front, letting you stretch out and enjoy your own personal space while lounging on the beach. Ample parking Whether you're looking to relax, invest, or enjoy the best of beachfront living, this exceptional condo is truly move in ready and waiting for you. Schedule your private showing today and experience the beauty of Gulf front living at its finest! If measurements deemed important, buyer to verify

Highlights

Listed by Kimberly Bortz , 303-525-8306 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

915 Monthly

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Dunes Of Panama Phase IV

Listing ID

789008

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Main Level Primary, Shower Only

Exterior Features

Lot Dimensions:0x0
Others:
  • Additional:Barbecue
Parking Features:Parking Lot,Gated
Principal Interest
$2,232
Taxes
$343
HOA
$915

Home Price

$440,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$88,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,231.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,231.60 $342.75 $915.00 $3,489.35
Yearly $26,779.16 $4,113.00 $10,980.00 $41,872.16
Total $803,374.91 $123,390.00 $329,400.00 $1,256,164.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS