Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1905 Grant Ave , Panama City, FL 32405
$415,000
Est. Payment: $2,292.82/mo
4 Bed
3 Bath
2294 Sqft
0.18 Acres
Status: Active | Days on site: 3
Get Pre-Qualified
BSTG - B4507
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Completely remodeled and ideally located near St. Andrews and the beautiful beaches of Panama City, this unique property offers the perfect combination of modern living, flexibility, and income potential. The main home has been thoughtfully renovated throughout, featuring a beautifully updated kitchen with crisp white cabinetry, quartz countertops, modern fixtures, and plenty of workspace. The original brick exterior adds character while the spacious covered front porch offers the perfect spot to enjoy the Florida lifestyle. The real standout is the detached garage with a beautifully finished mother-in-law/guest suite above. This versatile space can accommodate extended family, guests, a home office, or continue as a short-term rental. Currently operated as an Airbnb, the suite is on pace to generate approximately $20,000 in rental income in 2026, according to the seller. Adding even more value, the property features paid-for solar panels, offering the potential for long-term energy savings without an outstanding solar loan. With a remodeled main home, detached garage, finished guest suite, income-producing potential, paid-for solar, and a location just minutes from St. Andrews, local restaurants, shopping, and the Gulf beaches, 1905 Grant Ave is a rare opportunity for both lifestyle and versatility.

Highlights

Listed by James K Henderson , 706-987-0790 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

Year Built

1950

County

Bay

Area

02 - Bay County - Central

Neighborhood

Drummond & Ware Add

Listing ID

795599

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Water Heater
Air Cond:Central Air,Window Unit(s)
Fireplaces:
Other:
  • ▪ Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:66.0 ft x 122.0 ft
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$2,293
Taxes
$181

Home Price

$415,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,292.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,292.82 $181.33 $0.00 $2,474.15
Yearly $27,513.78 $2,175.97 $0.00 $29,689.75
Total $825,413.48 $65,279.10 $0.00 $890,692.58

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS