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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3140 Douglas Rd , Panama City, FL 32405
$340,000
Est. Payment: $1,724.24/mo
3 Bed
2 Bath
1620 Sqft
Status: active | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare opportunity to own a spacious home on an oversized corner lot with NO HOA! If you've been searching for room to spread out, park your toys, and enjoy your property without restrictive HOA rules, this is the one. Situated on a massive corner lot in the heart of Panama City, this property offers endless possibilities. Bring your RV, boat, work trailer, or outdoor hobbies--there's plenty of room for it all. In addition to the attached one-car garage, the driveway provides parking for up to six vehicles, and the fully fenced backyard is easily accessible through two separate double gates located on both the front and side of the property. This convenient setup provides exceptional access for RVs, boats, trailers, recreational vehicles, equipment, or future backyard projects. A gated parking area within the yard offers additional flexibility and storage options. Inside, you'll find generously sized rooms throughout, creating a comfortable and functional layout. The spacious primary suite features a walk-in closet and private bath. The kitchen offers a large pantry, abundant storage, and a sink overlooking the backyard so you can enjoy views of your outdoor space while preparing meals. Luxury vinyl plank flooring runs throughout most of the home, with carpet in the primary bedroom and one additional bedroom. Step outside to enjoy the large covered patio overlooking the expansive backyard which is perfect for entertaining, relaxing, gardening, or creating your dream outdoor oasis. Conveniently located near shopping, dining, schools, and everyday amenities, this property combines space, flexibility, and freedom in a location that's hard to beat.

Highlights

Listed by Annika P Dalton , 904-465-0908 Epique Realty Inc , 888-893-3537. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.77

Year Built

1960

County

Bay

Area

02 - Bay County - Central

Neighborhood

Douglas Road Sub

Listing ID

790722

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:150x250
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$1,724
Taxes
$286

Home Price

$340,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,724.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,724.24 $285.50 $0.00 $2,009.74
Yearly $20,690.84 $3,426.00 $0.00 $24,116.84
Total $620,725.23 $102,780.00 $0.00 $723,505.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS