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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1025 W 19th Street 18b , Panama City, FL 32405
$175,000
Est. Payment: $887.57/mo
2 Bed
2 Bath
1164 Sqft
Status: active with contingency | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.' Welcome to Delwood Estates, a centrally located community known for its convenience, greenspace, and neighborhood charm. This well-maintained 2-bedroom, 2-full bathroom townhome offers a rare floor plan featuring a second full bathroom on the main level, a unique upgrade not commonly found in this community. The townhome has a serene greenspace behind it providing nice privacy. Inside, you'll find wood-look ceramic tile flooring, an updated kitchen with shaker-style cabinetry, and a full downstairs bathroom complete with a walk-in shower. The upstairs level features two spacious bedrooms and an additional full bathroom with an updated shower and vanity. The primary bedroom offers a private ensuite entry to the bathroom. An inside laundry area includes a stacked washer/dryer unit, and all kitchen appliances convey for a move-in ready experience. Step outside to a private fenced backyard with a covered patio and rolling shades, perfect for relaxing or entertaining. Delwood Estates offers residents access to a community pool, ample greenspace, and a walkable location just steps from Northside Elementary School. Grocery stores, restaurants, and everyday conveniences are only minutes away. HOA includes internet, grounds keeping, pool, tennis courts, and pest control. Additional highlights include a newer AC system and water heater, providing peace of mind and efficiency. This townhome is ideal for low-maintenance living as a homeowner or investor seeking value in the heart of Panama City.

Highlights

Listed by Natalie A Ryan , 850-960-1731 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

172.5 Monthly

Year Built

1976

County

Bay

Area

02 - Bay County - Central

Neighborhood

Delwood Estates Ph 1

Listing ID

793366

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Tub Shower, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$888
Taxes
$112
HOA
$173

Home Price

$175,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$887.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $887.57 $111.56 $172.50 $1,171.63
Yearly $10,650.80 $1,338.75 $2,070.00 $14,059.55
Total $319,524.11 $40,162.50 $62,100.00 $421,786.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS