Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

708 Florida Ave , Panama City, FL 32401
$599,000
Est. Payment: $3,309.39/mo
0.95 Acres
Status: Active | Days on site: 11
Get Pre-Qualified
TRE1 - B10656
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Waterfront Parcels Just Steps from Downtown Panama City & Beach Drive Discover a rare opportunity to own one, two, or all three individual parcels along Florida Avenue, just steps from the heart of Downtown Panama City and Beach Drive. Ideally positioned on the same scenic bayou as Big Mama's on the Bayou, these properties offer the opportunity to enjoy the laid-back Florida waterfront lifestyle right from your own backyard. Imagine starting your morning with coffee overlooking the water, spending the afternoon fishing, kayaking, or paddleboarding, and ending the day relaxing on your back porch or private dock. With convenient access to Downtown Panama City, local restaurants, shops, entertainment, and the waterfront, you can enjoy the best of both worlds--walkable city living with a peaceful bayou setting. Whether you're looking to build your dream waterfront home, create an investment opportunity, or secure multiple adjoining parcels for added flexibility, these three individual lots offer options rarely available in such a desirable location. Buy one, two, or all three and create your own piece of waterfront Florida.

Highlights

Listed by Matt W Wright , 850-227-8276 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.95

County

Bay

Area

02 - Bay County - Central

Neighborhood

Dell Whatley

Listing ID

795845

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:n/a
Principal Interest
$3,309
Taxes
$91

Home Price

$599,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,309.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,309.39 $90.55 $0.00 $3,399.93
Yearly $39,712.66 $1,086.54 $0.00 $40,799.20
Total $1,191,379.94 $32,596.20 $0.00 $1,223,976.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS