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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6621 Gulf Dr , Panama City, FL 32408
$1,995,000
Est. Payment: $10,117.21/mo
3 Bed
2 Bath
1422 Sqft
Status: active | Days on site: 48
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beachfront Gem on Gulf Drive -- Tastefully Remodeled with 50 Feet of Pristine Gulf Frontage Wake up to endless turquoise water and sugar-white sand from this beautifully remodeled 3-bedroom, 2-bath beachfront retreat on one of Panama City Beach's most coveted stretches of shoreline. With 50 feet of private beach frontage, this home offers unobstructed Gulf views from nearly every room and a front-row seat to legendary PCB sunsets. The recent remodel strikes a rare balance: premium materials and modern finishes throughout, without losing the relaxed, salt-air charm that makes a classic Panama City Beach cottage feel like home. Inside, you'll find an open, light-filled layout with updated kitchen and baths, high-end fixtures, and thoughtful design touches that elevate the space while preserving its laid-back coastal character. Large windows and beach-facing living areas blur the line between indoors and out, making the most of that priceless water view. Step outside and you're just steps from the surf, with plenty of room to relax, entertain, or simply soak in the Gulf breeze. And the location can't be beat -- you're just minutes from Pier Park's shopping, dining, and entertainment, the rides and arcade games at Coconut Creek Family Fun Park, world-class fishing charters out of Capt. Anderson's Marina, and the lively restaurant and nightlife scene along Front Beach Road. Whether you're looking for a full-time residence, a vacation getaway, or a high-performing rental property, this home delivers the best of Panama City Beach living. Three bedrooms, two baths, 50 feet of private beach, and a remodel done right -- this is beachfront living the way it's meant to be.

Highlights

Listed by Christopher C Jennings , 850-532-9449 CENTURY 21 AllPoints Realty , 850-230-4514. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

1979

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Cresent Bch Unit 1

Listing ID

792023

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2

Exterior Features

Lot Dimensions:50.0 ft x 150.0 ft
Principal Interest
$10,117
Taxes
$1,272

Home Price

$1,995,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$399,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,117.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,117.21 $1,271.81 $0.00 $11,389.03
Yearly $121,406.55 $15,261.75 $0.00 $136,668.30
Total $3,642,196.56 $457,852.50 $0.00 $4,100,049.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS