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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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301 Bunkers Cove Rd , Panama City, FL 32401
$399,000
Est. Payment: $2,023.65/mo
3 Bed
2 Bath
1615 Sqft
Status: active with contingency | Days on site: 123
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Under Contract Accepting Back up Offers. This charming home sits on a beautiful tree-lined corner lot in the historic Cove neighborhood. Offering 3 bedrooms, 2 bathrooms, and approximately 1,600 square feet, and a brand new AC and duct system, it provides the perfect blend of comfort and coastal living. Enjoy a true taste of the waterfront lifestyle with direct views of St. Andrews Bay just across the street. Bunkers Cove is one of the most exclusive streets in Bay County, and homes here rarely come available--especially at this price point. You'll also love the convenient location, just under a mile from downtown Panama City's vibrant shopping, dining, and entertainment options. Get ready to embrace the Cove lifestyle: Hop on your golf cart, watch breathtaking sunsets from your porch or along Beach Drive, and head downtown for dinner at one of the many local restaurants. The Cove is a truly special place, and living on Bunkers Cove makes it even better.

Highlights

Listed by Michael Christie , 850-774-5796 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.26

Year Built

1944

County

Bay

Area

02 - Bay County - Central

Neighborhood

Cove

Listing ID

788304

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:75x150
Sewer:Public Sewer
Principal Interest
$2,024
Taxes
$479

Home Price

$399,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,023.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,023.65 $479.00 $0.00 $2,502.65
Yearly $24,283.83 $5,748.00 $0.00 $30,031.83
Total $728,514.98 $172,440.00 $0.00 $900,954.98

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS