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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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904 E 2nd Ct , Panama City, FL 32401
$429,000
Est. Payment: $2,370.16/mo
3 Bed
4 Bath
2100 Sqft
0.23 Acres
Status: Active Under Contract | Days on site: 10
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACK UP OFFERS. Completely transformed and in the heart of the historic Cove neighborhood! Every detail has been thoughtfully reimagined, and every corner invites you to slow down, settle in, and stay awhile. This modern coastal design is fun and fits the vibe of the Cove perfectly while still preserving the charm of the historic homes. With custom wood millwork throughout, fun wallpaper and neutral, yet coastal colors throughout...this one is a stunner! Picture your mornings here. Sunlight fills the living room and climbs the soaring vaulted ceilings. You curl up with your coffee by the stunning brick fireplace, the kind of spot that becomes the heart of a home. On cooler evenings, the lights go low, the conversations run long, and the best memories are made right here. This open floor plan is perfect for entertaining a large family or friends as it's oversized compared to other homes this size in the neighborhood. This 2,100-square-foot home offers single-level living, is fully renovated, and lives bigger than its footprint. The modern coastal design is fresh, fun, and welcoming, a perfect reflection of the Cove's laid-back charm. All three bedrooms have their own en suite bathroom, so everyone gets a private retreat and no one has to share. Two primary suites make room for overnight guests, visiting loved ones, or anyone who deserves a little extra space. Oversized closets in every bedroom are a rare find in the Cove and a powder room keeps guests comfortable when you entertain. The practical touches make everyday life easier. There's a large walk-in pantry for stocking up for game nights and holiday gatherings that doubles as a laundry framed by gorgeous wood doors. The dining room is separate yet still included as part of the open concept and easily accessible to the back yard. Don't need a separate dining room? Utilize this space as a home office or play room for the kids and include your dining area in the living room as it's large enough for both! Step into the backyard and you'll find the feature that sets this home apart: a detached, climate-controlled room waiting to become whatever you dream it to be. Roll out a yoga mat as the day wakes up. Build the home gym you've always wanted. Close the door on a quiet home office where focus comes easy. Set up an easel and let creativity flow, or create a moody hideaway for movie nights and game days. This room is also perfect if you desire to homeschool with plenty of room for the kids! With room for a pool, the backyard is ready for lazy summer afternoons and sunset swims! Beyond your front door, the Cove wraps you in a sense of belonging that's hard to find. Charming homes line the streets, and walkable sidewalks invite evening strolls. City-maintained parks and playgrounds bring neighbors together. Then there's Beach Drive, where the sunsets paint the sky in gold and pink and you'll find yourself stopping, again and again, just to take it all in. Downtown Panama City is only minutes away, with farmers markets, lively festivals, local restaurants, and one-of-a-kind shops that make every weekend feel like a little adventure. This is more than a renovated house. It's a place to put down roots, celebrate the milestones, and savor the quiet moments in between. Welcome home to the Cove.

Highlights

Listed by Sostheim Group , 850-814-4560 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1952

County

Bay

Area

02 - Bay County - Central

Neighborhood

Cove Terrace 3rd Add

Listing ID

795891

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:78.0 ft x 130.0 ft
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Circular Driveway

Open House

Upcoming Open Houses
Wednesday 12:00 pm - 2:00 pm Oct 7
Principal Interest
$2,370
Taxes
$586

Home Price

$429,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,370.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,370.16 $585.98 $0.00 $2,956.15
Yearly $28,441.96 $7,031.79 $0.00 $35,473.75
Total $853,258.75 $210,953.70 $0.00 $1,064,212.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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