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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1158 Cove Pointe Dr , Panama City, FL 32401
$1,020,000
Est. Payment: $5,173.25/mo
3 Bed
3 Bath
2975 Sqft
Status: sold | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT. SELLER ACCEPTING BACK UP OFFERS. This exquisite one-story, contemporary residence, built in 2019, is positioned perfectly in the Historic Cove neighborhood and offers a PRIVATE HEATED POOL with 2,975 square feet of luxurious living space! This is a remarkable find with 3 bedrooms, an oversized bonus room, 3-car garage, and pool on a single level! This home is situated in the Cove, a quaint, golf cart-friendly neighborhood, with streets lined by hundred-year-old oak trees, sidewalks and providing a serene backdrop for a comfortable life in a great community. Just a short golf cart ride away, the vibrant downtown Panama City are awaits, offering an array of restaurants, boutique shopping, breweries, and more. The streets are filled with kids riding bikes, neighbors walking and community events year-round yet still offers a cozy, quaint setting. Upon approach, you'll notice this community offers underground utilities and this home that has a lovely pavered driveway, lush landscaping and a 3-car garage. Step inside to discover a spacious foyer and a great room that boasts soaring vaulted ceilings adorned with beams, creating an open and inviting atmosphere looking over the private, heated pool. The expansive kitchen is a chef's dream, featuring a large island, gas cooktop, French door refrigerator, double ovens and a walk-in pantry with ample space for storage and growth with customization. The dining room overlooks the beautiful pool area great for parties and family gatherings. No level of detail was left out with the design of this single level home. A 14' x 18' flex/bonus room off the great room provides versatility for various uses, whether as a home office, private gym, play room or entertainment space. With the size of this room, it can also easily be made into a fourth bedroom. Step into the living area with vaulted beamed ceilings and open the stacking, 8' tall sliding glass doors seamlessly connecting the living area to the screened covered porch. The screened porch offers an incredible summer kitchen with a stylish granite backsplash and countertop with grill and overlooks the newly-constructed saltwater, private, heated pool with a waterfall and sun shelf for lounging. Having the pool heated offers endless days and nights year-round to enjoy the Florida outdoors! This backyard was completely reimagined into a true oasis and is perfect for pool parties, neighborhood cookouts, and enjoying sunsets poolside. Luxurious landscaping and a grilling area enhance the outdoor experience while overlooking the gorgeous waters of Watson Bayou. This home offers a split floor plan with three bedrooms, three bathrooms and a flex/bonus room. The dreamy primary suite is a true retreat, complete with dual walk-in closets with built-in closet systems, a soaking tub, a walk-in shower, and large expansive vanities, including a makeup vanity area. Generous-sized windows in the primary suite offer picturesque water views of Watson Bayou. Two spacious guest bedrooms on the opposite side of the home provide privacy from the primary suite. One bedroom is complete with a guest bath serving as an en suite featuring a tile shower/tub combo, while the other guest bath, with a tiled walk-in shower, is adjacent to the additional guest bedroom and just off the hallway-convenient for entertaining and guests. The property also includes a large mudroom for storage and laundry with a sink and counterspace just off access to the three-car garage, ensuring functionality for a families activities. Residents of the Cove neighborhood enjoy access to multiple newly renovated city parks & playgrounds overlooking the water, as well as a public boat ramp just around the corner, making it ideal for outdoor enthusiasts. This exceptional property is your opportunity to own a piece of paradise in one of Panama City's most desirable neighborhoods, The Cove.

Highlights

Listed by Carly K Sostheim , 850-814-4560 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.42

HOA Fee

776 Annually

Year Built

2019

County

Bay

Area

27 - Bay County

Neighborhood

Cove Pointe

Listing ID

976526

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Cooktop, Dishwasher, Disposal, Microwave, Oven Double, Range Hood, Refrigerator, Stove/Oven Gas, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Ceiling Beamed, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Ceiling Vaulted, Kitchen Island, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Curb & Gutter,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:190x105
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt, Sprinkler System, Summer Kitchen, Porch Screened, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$5,173
Taxes
$650
HOA
$776

Home Price

$1,020,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$204,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,173.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,173.25 $650.25 $776.00 $6,599.50
Yearly $62,078.97 $7,803.00 $9,312.00 $79,193.97
Total $1,862,369.12 $234,090.00 $279,360.00 $2,375,819.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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