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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3701 Cornelia Ln , Panama City, FL 32409
$549,000
Est. Payment: $3,033.15/mo
4 Bed
3 Bath
2622 Sqft
1.15 Acres
Status: Active | Days on site: 117
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BEN2 - B9992
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

3.25% Assumable VA loan to qualified buyer. Tucked away on a quiet street near Deer Point lake. This original one owner home at 3701 Cornelia Lane sits tucked back on over an acre and offers the perfect blend of comfort and functionality. Featuring a spacious and well-designed layout, this property boasts 4 bedrooms and 3 full bathrooms, plus home office and an additional den. This home is ideal for both everyday living and entertaining family and friends. The bright, open living areas flow seamlessly into the kitchen,(NEW granite countertops '26) providing plenty of room to gather. Step out back with a cup of coffee to enjoy the outdoors but wo the bugs in your screen enclosure overlooking your generous private yard. Conveniently located near schools, shopping, and dining. Just 20 minutes to either hospital, the airport or 30 mins to sandy white beaches. Water heater 2023 Roof 2019 HVAC 2018 Flooring epoxied by Dee's concrete 2026 with transferable lifetime warranty Termine Bond - transferable New countertops 2026 New paint Book your private showing today.
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Highlights

Listed by Angela Hale , 850-252-5227 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
1.15

Year Built

2006

County

Bay

Area

04 - Bay County - North

 Neighborhood

Conrad Pointe Estates

Listing ID

789297

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Water Heater
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:315x160
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Porch
Principal Interest
$3,033
Taxes
$350

Home Price

$549,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,033.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,033.15 $349.99 $0.00 $3,383.13
Yearly $36,397.75 $4,199.85 $0.00 $40,597.60
Total $1,091,932.53 $125,995.50 $0.00 $1,217,928.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS