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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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103 Arlington Dr , Panama City, FL 32404
$449,999
Est. Payment: $2,486.18/mo
4 Bed
2 Bath
2745 Sqft
0.25 Acres
Status: Pending | Days on site: 25
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RLBK - B12399,B12941
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 103 Arlington Drive, a beautifully updated waterfront home offering approximately 2,745 square feet, 4 bedrooms, 2 bathrooms, multiple living areas, and peaceful views of Lake Martin. The versatile split-bedroom floor plan places the water-view primary suite on its own wing, while the additional bedrooms and bath are located on the opposite side of the home. From the moment you enter, your view carries through the spacious living area and expansive Florida room to the backyard and lake beyond. The home offers plenty of room to gather, including a large dining room, family room with fireplace, and an updated kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, LED lighting, and an Instahot system. The oversized Florida room provides another exceptional living and entertaining space while taking full advantage of the backyard and water views. Since purchasing in 2022, the sellers have continued to improve the property with hurricane-impact windows and sliders throughout the main home, a new water heater, fresh interior paint, a complete hall bath plumbing upgrade, chimney cleaning and upgrades with a new cap, an A/C air scrubber, gutter leaf-filter screens, regrouted kitchen and family room floors, motion security lighting, and custom closet inserts in the primary and additional bedrooms. Outside, the approximately 0.26-acre property offers generous parking and space for a boat, RV, and guests, plus a detached 27x16 shop with 220V power and an additional 15x12 shop, providing excellent storage, workshop, or hobby space. With its combination of waterfront views, substantial square footage, multiple living spaces, extensive improvements, and convenient access to shopping, dining, schools, and Tyndall Air Force Base, 103 Arlington Drive offers a rare amount of space and versatility inside and out.

Highlights

Listed by Chris C Allen , 480-544-8191 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

Year Built

1975

County

Bay

Area

02 - Bay County - Central

Neighborhood

Cherry Hill Unit 1

Listing ID

795124

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Utility Room, Workshop

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 225.0 ft
Roof:Shake
Others:
  • ▪ Additional:Dock, Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Paved,RV Access/Parking
Principal Interest
$2,486
Taxes
$225

Home Price

$449,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,486.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,486.18 $225.34 $0.00 $2,711.52
Yearly $29,834.16 $2,704.12 $0.00 $32,538.28
Total $895,024.68 $81,123.60 $0.00 $976,148.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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