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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4922 McCall Ln , Panama City, FL 32404
$309,000
Est. Payment: $1,707.18/mo
4 Bed
2 Bath
1534 Sqft
0.22 Acres
Status: Active | Days on site: 16
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 4922 McCall Lane, located in Cherokee Heights, one of Bay County's most popular neighborhoods. This 4 bedroom, 2 bath home has been very well taken care of by a long time owner and it needs NOTHING!!!!! The interior of the home is a split floor plan with luxury vinyl flooring throughout for easy maintenance and durability. The living room is spacious and opens to a formal dining room and galley style kitchen with loads of cabinet space, abundant counter tops and a full, newer stainless steel appliance package. One end of the home features a master suite complete with walk in closet and a luxurious bathroom. Next to the main bedroom is a second bedroom perfect for a nursery, bedroom or office. Bedrooms 3 and 4 are split from the other bedrooms and share a full bath. A laundry room leads to the attached 2 car garage. The HVAC is newer and was just serviced and the water heater was recently replaced meaning this home needs nothing to move in. The exterior of the home has a large covered patio overlooking the fenced in back yard complete with a professionally built barn for even more storage for tools and lawn equipment. The driveway was extended for boat parking or for more cars in the driveway. For asthetics, the lawn is beautifully maintatined zoysia grass which adds amazing curb appeal. If you are looking for a home close to everything such as Tyndall AFB, shopping, great schools in a fast growing area, look no further. Cherokee Heights has NO HOA Fees and is one of the most popular neighborhoods so ACT now. MOTIVATED SELLER!!!!!!

Highlights

Listed by Jeff Payne , 850-890-2724 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

Year Built

2006

County

Bay

Area

02 - Bay County - Central

Neighborhood

Cherokee Heights

Listing ID

795452

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Heat Pump
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:70x130
Zoning:County, Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,707
Taxes
$119

Home Price

$309,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$61,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,707.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,707.18 $119.27 $0.00 $1,826.45
Yearly $20,486.17 $1,431.23 $0.00 $21,917.40
Total $614,584.98 $42,936.90 $0.00 $657,521.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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