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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2923 Cedars Crossing , Panama City, FL 32405
$299,500
Est. Payment: $1,519.01/mo
3 Bed
2 Bath
1545 Sqft
Status: active | Days on site: 65
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located just 10 miles from Tyndall Air Force Base and only 4.3 miles from Downtown Panama City, this beautifully updated home offers the perfect blend of comfort, style, and convenience. Inside, you'll find durable LVP flooring throughout (2022). Major kitchen updates completed in 2022, including freshly painted cabinets with updated hardware, stylish butcher block countertops, a modern backsplash, and new appliances, creating a move-in ready space you'll love coming home to. A new roof was installed in 2019, adding even more value and peace of mind. The garage offers a workshop getaway. Work bench, wall storage to see all your toys, uh tools, and a screen door for the garage that allows the light and breeze in, but not anything else! It's perfect for those who like to work on projects. Step outside to a screened porch overlooking the privacy-fenced backyard, complete with a sprinkler system and storage building, making it ideal for entertaining, relaxing, or storing outdoor equipment. Located near shopping, dining, schools, and everyday amenities, this home combines modern updates, functionality, and an unbeatable central location. Whether you're a first-time homebuyer, military family, or investor, this is an opportunity you won't want to miss!

Highlights

Listed by Heather Fox , 850-541-5774 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2009

County

Bay

Area

02 - Bay County - Central

Neighborhood

Cedars Crossing

Listing ID

790819

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Main Level Primary, Smart Thermostat, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:60X120
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,519
Taxes
$214

Home Price

$299,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,519.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,519.01 $214.25 $0.00 $1,733.26
Yearly $18,228.09 $2,571.00 $0.00 $20,799.09
Total $546,842.70 $77,130.00 $0.00 $623,972.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS