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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3775 Cedar Park Ln , Panama City, FL 32404
$365,000
Est. Payment: $2,016.57/mo
4 Bed
3 Bath
1885 Sqft
0.19 Acres
Status: Active | Days on site: 189
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Harrison Lilly Team
Owner/Operator

House Description

Located in the Cedar Park subdivision, 3775 Cedar Park Lane offers a well designed 4-bedroom, 3-bath brick home with a covered back patio! The lot is fully landscaped and equipped with a fenced backyard, providing outdoor space for entertaining and relaxing, with future customization options. Inside, the open-concept living area features durable LVP flooring, a tray ceiling, and recessed lighting, creating a bright and welcoming main living space. The dining area is positioned just off the kitchen and includes French doors that open to the patio and backyard, enhancing indoor-outdoor flow. The kitchen is designed with both style and functionality in mind, offering granite countertops, stainless steel appliances, a breakfast bar a walk-in pantry, and beautiful cabinetry. The primary bedroom is spacious and features a tray ceiling and an en-suite bathroom with a separate glass-enclosed shower, a soaking tub, a double vanity with granite countertops, dual walk-in closets, and a private water closet. A nearby bedroom offers flexible use and is served by a full bathroom in the adjacent hallway. Two additional bedrooms are located on the opposite side of the home and share a full bathroom, creating a split-bedroom layout. A full-size laundry room with storage cabinets connects to the two-car garage, offering ample storage and convenience. All sizes, measurements, and information are approximate and should be verified by the buyer if important. Call a REALTOR® today to schedule a private showing.

Highlights

Listed by T.C. Shand , 850-527-6928 and Savannah J Shand , 850-867-7335 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

585 Annually

Year Built

2015

County

Bay

Area

02 - Bay County - Central

Neighborhood

Cedar Park Ph I

Listing ID

784788

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:70x120
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$2,017
Taxes
$296
HOA
$585

Home Price

$365,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,016.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,016.57 $295.75 $585.00 $2,897.32
Yearly $24,198.87 $3,549.00 $7,020.00 $34,767.87
Total $725,966.07 $106,470.00 $210,600.00 $1,043,036.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS