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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3428 High Cliff Rd , Panama City, FL 32409
$420,000
Est. Payment: $2,130.16/mo
4 Bed
3 Bath
2205 Sqft
Status: active | Days on site: 171
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14x19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and ready to go to keep your children and fur babies safe! This is a beautiful rural area to raise a family.

Highlights

Listed by Danny Rogers , 850-867-2214 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.55

Year Built

2020

County

Bay

Area

04 - Bay County - North

Neighborhood

Cedar Creek Chase Ph 1

Listing ID

784285

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:irregular
Roof:Shingle
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,130
Taxes
$341

Home Price

$420,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,130.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,130.16 $340.58 $0.00 $2,470.74
Yearly $25,561.93 $4,087.00 $0.00 $29,648.93
Total $766,857.87 $122,610.00 $0.00 $889,467.87

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS