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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9820 Summer Creek Dr , Panama City, FL 32409
$199,500
Est. Payment: $1,102.21/mo
0.92 Acres
Status: Active | Days on site: 541
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GLRE - B3377
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open firepit out back. Interior lots start at $67500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community.
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Highlights

Listed by Kingslee N Chamberlain , 850-890-6319 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.92

HOA Fee

360 Quarterly

County

Bay

Area

04 - Bay County - North

 Neighborhood

Cedar Creek At Deerpoint Lake

Listing ID

768298

Questions about this listing?

Contact Agent

Interior Features

Exterior Features

Lot Dimensions:100x402
Sewer:Septic Needed
Principal Interest
$1,102
Taxes
$127
HOA
$360

Home Price

$199,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$39,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,102.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,102.21 $127.00 $360.00 $1,589.21
Yearly $13,226.51 $1,524.00 $4,320.00 $19,070.51
Total $396,795.16 $45,720.00 $129,600.00 $572,115.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS