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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4514 Lovegrass Ln , Panama City, FL 32409
$537,784
Est. Payment: $2,971.18/mo
4 Bed
3 Bath
2402 Sqft
0.56 Acres
Status: Pending | Days on site: 213
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AHR1 - B10949,B12701,B12701,B10949
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.. Welcome to the 2402 Plan -- a beautifully designed 4-bedroom, 3-bath home offering space, comfort, and functionality in every detail. Step inside to a welcoming foyer that opens to a spacious living room and formal dining area, perfect for hosting gatherings or everyday living. The heart of the home is the expansive family room with fireplace that flows seamlessly into the kitchen and breakfast nook, creating an open-concept layout ideal for entertaining. The kitchen features abundant counter space and overlooks the oversized family room, making it easy to stay connected. The private primary suite is thoughtfully positioned away from the secondary bedrooms and offers a generous bedroom, dual walk-in closets, and an en-suite bath designed for relaxation. Three additional bedrooms share a full bath, with the third bath down the hall, providing flexibility for family, guests, or a home office. Enjoy outdoor living on the covered front porch or the spacious patio out back -- perfect for grilling and relaxing evenings. An interior laundry room and a large 2-car garage complete this well-designed home. With over 2,400 square feet of smartly planned living space, this home blends style and function for modern living. ________________________________________

Highlights

Listed by Derick Aubry , 850-419-7675 and Kimberly H Suppa , 850-323-7865 Adams Homes Realty, Inc. , 850-842-4884. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.56

HOA Fee

1440 Annually

Year Built

2025

County

Bay

Area

04 - Bay County - North

Neighborhood

Cedar Creek At Deerpoint Lake

Listing ID

785671

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:107x227
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$2,971
Taxes
$89
HOA
$1,440

Home Price

$537,784

Loan Details

30 yrs
7.374%

Down Payment

20%
$107,557
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,971.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,971.18 $89.42 $1,440.00 $4,500.60
Yearly $35,654.15 $1,073.00 $17,280.00 $54,007.15
Total $1,069,624.49 $32,190.00 $518,400.00 $1,620,214.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS