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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4513 Silkwater Ln , Panama City, FL 32409
$534,400
Est. Payment: $2,952.48/mo
4 Bed
2 Bath
2557 Sqft
0.59 Acres
Status: Pending | Days on site: 232
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AHR1 - B10949,B12701,B12701,B10949
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Harrison Lilly Team
Owner/Operator

House Description

Please call for great incentives on this beautiful home! Pictures for reference only. Options and colors may vary. LOT IS OVER HALF AN ACRE!! Step inside to a welcoming foyer that flows into a spacious family room -- the true heart of the home -- perfectly positioned next to the kitchen and breakfast nook for easy everyday living and entertaining. The kitchen features ample counterspace and overlooks the main living area, so the cook is always part of the conversation. Enjoy the cozy fireplace in the Family room adding ambiance to every gathering. Just off the family room, a covered patio extends your living space outdoors, ideal for morning coffee or evening gatherings. The private primary suite is thoughtfully tucked away and offers generous space, 2 walk-in closets, and an en-suite bath designed for comfort and convenience. Three additional bedrooms are located on the opposite side of the home, providing flexibility for guests, a home office, or hobbies, with a full bath nearby. A separate dining room near the entry adds versatility for formal meals or could serve as a flex space, while the centrally located laundry room provides everyday ease. With its functional flow, split-bedroom design, and seamless indoor-outdoor connection, this home delivers the space and layout today's buyers are looking for. Cedar Creek is life at an easier pace, the way you want it - naturally. Country Living with Convenience & Tranquility! This is it, this is home. Explore Cedar Creek at Deerpoint Lake in Panama City today!

Highlights

Listed by Derick Aubry , 850-419-7675 and Kimberly H Suppa , 850-323-7865 Adams Homes Realty, Inc. , 850-842-4884. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.59

HOA Fee

1440 Annually

Year Built

2026

County

Bay

Area

04 - Bay County - North

Neighborhood

Cedar Creek At Deerpoint Lake

Listing ID

784763

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System
Lot Dimensions:100x258
Zoning:Resid Single Family
Roof:Shingle
Parking Features:Garage,Garage Door Opener,Paved,Gated
Principal Interest
$2,952
Taxes
$89
HOA
$1,440

Home Price

$534,400

Loan Details

30 yrs
7.374%

Down Payment

20%
$106,880
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,952.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,952.48 $89.42 $1,440.00 $4,481.90
Yearly $35,429.80 $1,073.00 $17,280.00 $53,782.80
Total $1,062,893.89 $32,190.00 $518,400.00 $1,613,483.89

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS