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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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401 E Beach Drive Apt C4 , Panama City, FL 32401
$258,500
Est. Payment: $1,428.18/mo
2 Bed
2 Bath
1216 Sqft
Status: Active | Days on site: 9
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ESM1 - TESM12
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Seller is offering a $2,500 credit for Buyer to buy down their interest rate. Enjoy beautiful bay views and a desirable Cove location close to downtown Panama City, FL from this charming townhouse-style condo. Offering a comfortable and low-maintenance setting, this property is a great option for a primary residence, second home, or investment property. The water view adds to the appeal, while the convenient location puts you just minutes from Downtown Panama City, with easy access to local dining, shopping, entertainment, and waterfront activities. Whether you're looking for a place to call home or a property with rental potential, this cute condo offers a great combination of location, views, and versatility in one of Panama City's most sought-after areas.
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Highlights

Listed by Wheeler Sauls Collective , 850-630-8377 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1979

County

Bay

Area

27 - Bay County

 Neighborhood

Cedar Cove Apartments

Listing ID

1012223

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor Tile

Exterior Features

Lot:Within 1/2 Mile to Water
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,428
Taxes
$269
HOA
$0

Home Price

$258,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,428.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,428.18 $269.30 $0.00 $1,697.47
Yearly $17,138.10 $3,231.59 $0.00 $20,369.69
Total $514,143.10 $96,947.70 $0.00 $611,090.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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