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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4910 Christy Ln , Panama City, FL 32404
$460,000
Est. Payment: $2,541.43/mo
3 Bed
3 Bath
2446 Sqft
0.17 Acres
Status: Active | Days on site: 117
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EKSR - E35720
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

5.625% ASSUMABLE MORTGAGE AVAILABLE! Subject to lender/servicer approval and buyer qualification, this could provide an eligible buyer significant interest savings compared with obtaining a new loan at prevailing market rates. Welcome to 4910 Christy Lane, where quality craftsmanship, comfort, and exceptional outdoor living come together. This beautifully maintained two-story brick home features soaring 10-foot ceilings, crown molding, granite countertops, rich cherry cabinetry, and a double-sided natural gas fireplace. The spacious primary suite offers a private balcony, dual vanities, sunken soaking tub, and walk-in tiled shower. Step outside to your private backyard oasis featuring a sparkling pool, fully equipped outdoor kitchen, paver patio, and mature landscaping offering year-round privacy. Additional features include a paver driveway, impact-resistant windows, sprinkler system, security system, and upstairs laundry. Conveniently located minutes from Tyndall AFB, shopping, dining, schools, and medical facilities. Schedule your private showing today and ask for details about the assumable 5.625% mortgage!
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Highlights

Listed by Sahil Singh , 850-348-3893 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.17

HOA Fee

Year Built

2007

County

Bay

Area

27 - Bay County

 Neighborhood

Cedar Branch

Listing ID

1011762

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Raised, Kitchen Island

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:69'x83'x46'x35'x121'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Sprinkler System, Patio Open, Fenced Lot-All, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$2,541
Taxes
$85
HOA
$0

Home Price

$460,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,541.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,541.43 $84.90 $0.00 $2,626.34
Yearly $30,497.20 $1,018.83 $0.00 $31,516.03
Total $914,916.15 $30,564.90 $0.00 $945,481.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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