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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1012 W 11th St , Panama City, FL 32401
$375,000
Est. Payment: $2,071.82/mo
3360 Sqft
0.6 Acres
Status: Active | Days on site: 32
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Harrison Lilly Team
Owner/Operator

House Description

Beautifully maintained professional office space presents a rare opportunity to establish or expand your practice in one of the area's most desirable commercial corridors. Ideally suited for experienced professionals, this turnkey property offers exceptional convenience with ample on-site parking and a strategic location surrounded by established residential neighborhoods, schools, and major retail destinations. Positioned along a high-traffic thoroughfare, the property benefits from outstanding visibility, prominent signage opportunities, and strong potential for walk-in clientele. Whether you're seeking an owner-occupied office or a long-term investment property, this offering provides immediate functionality and enduring value. Current zoning permits medical and a variety of healthcare-related services, making the space well-positioned for a wide range of professional uses. Please note that the sale will include a deed restriction prohibiting the buyer or investor from operating a dental office, dental specialty practice, or any other dental-related business on the property for a period of five (5) years following closing.

Highlights

Listed by PC Coastal Group , 850-749-5603 and Robbie Hughes , 850-832-8990 eXp Realty LLC , 850-749-5603. Bay County Association of REALTORS

Property Type

Commercial Sale

Lot/Acreage
0.6

Year Built

1969

County

Bay

Area

02 - Bay County - Central

Neighborhood

Caroline Add Unit 2

Listing ID

793141

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Interior Features

Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Carpet,Tile

Exterior Features

Lot:Cleared
Zoning:Business, General Commercial
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$2,072
Taxes
$239

Home Price

$375,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,071.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,071.82 $239.06 $0.00 $2,310.88
Yearly $24,861.85 $2,868.75 $0.00 $27,730.60
Total $745,855.55 $86,062.50 $0.00 $831,918.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS