PRICE REDUCED! Fully furnished, completely short-term rental ready, and offered at a newly reduced price, this turn-key 3-bedroom, 2-bathroom townhome with NO HOA presents an exceptional opportunity for investors, first-time buyers, or anyone seeking effortless coastal living. Extensively remodeled in 2023 with modern contemporary finishes and durable high-traffic flooring, this plug-and-play home features a smart floor plan with a main-floor bedroom, an updated kitchen with ample storage, and versatile guest rooms perfect for flex space or a home office. Step outside to your private covered back porch overlooking a low-maintenance yard space designed for relaxing and easy outdoor entertaining. Ideally situated in a quiet pocket between Historic St. Andrews and revitalized Downtown Panama City, you are just minutes from Beck Avenue dining, Harrison Avenue shopping, St. Andrews Marina, waterfront parks, local schools, and the Bay. Enjoy complete freedom with zero HOA restrictions, direct access to Hwy 98 for smooth commutes to Gulf Coast State College and local military bases, and a completely furnished home ready for immediate income or move-in. Bring your offers today before this rare find is gone!