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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6506 Hiwassee St , Panama City, FL 32404
$290,000
Est. Payment: $1,470.83/mo
3 Bed
2 Bath
1566 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The Ultimate Move-In Ready Home.No HOA and no Flood zone. .Discover the perfect blend of durability and freedom in this stunning all-brick residence, meticulously maintained and ready for its next owner. Situated in a ''High and Dry'' non-flood zone area, this home offers incredible peace of mind with a roof replaced in 2019 (permit pulled) and a structural profile designed to breeze through a four-point inspection. At the heart of the home, the kitchen serves as a true centerpiece, featuring a functional island that provides extra prep space and a natural gathering spot for guests. Modern updates shine throughout the three-bedroom, two-bathroom layout, including brand-new flooring in two bedrooms and the versatile bonus room, ensuring a fresh, modern feel from the moment you walk through the door. The exterior of the property is a true standout for those who value space and utility. The oversized driveway and expansive backyard, secured by a full privacy fence, provide more than enough room to park both an RV and a boat directly on your property without the restrictions of an HOA. For even more utility, the yard features a functional, oversized storage shed, perfect for housing tools, equipment, or outdoor gear. Enjoy quiet Florida evenings from the comfort of your screened-in porch, overlooking a massive yard that offers endless possibilities for outdoor living. While the home is conveniently connected to public utilities, a private well remains on-site, offering an efficient solution for lawn maintenance and irrigation. Perfectly positioned for convenience, this home is located just a short drive from Tyndall Air Force Base and only 35 minutes from the world-famous white sands of Panama City Beach. This property represents a rare opportunity to own a home with maximum flexibility and modern comforts. Whether you are looking for proximity to the base or a spacious, updated home, this brick beauty is prepared to meet every need.Call to view today

Highlights

Listed by Mowayne Copeland , 850-276-1478 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

Year Built

1975

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway

Listing ID

789130

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Smart Home

Exterior Features

Lot:Sprinkler System
Lot Dimensions:82 x 95
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Patio, Rain Gutters
Sewer:Public Sewer
Principal Interest
$1,471
Taxes
$172

Home Price

$290,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,470.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,470.83 $171.92 $0.00 $1,642.74
Yearly $17,649.90 $2,063.00 $0.00 $19,712.90
Total $529,497.10 $61,890.00 $0.00 $591,387.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS