Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

505 Beulah Ave , Panama City, FL 32404
$825,000
Est. Payment: $4,558.01/mo
4 Bed
4 Bath
3318 Sqft
1.17 Acres
Status: Active | Days on site: 7
Get Pre-Qualified
LIR - B12824
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Rare East Bay waterfront. Over an acre of land. A beautifully renovated home with room to dream bigger. Properties that bring together this much waterfront appeal, versatility, and space are hard to find. Set on approximately 1.17 acres in Callaway, 505 Beulah Avenue offers a distinctive opportunity to experience the best of coastal living with the flexibility to make the property your own. Inside, a thoughtfully renovated interior showcases a bright, open-concept design, contemporary flooring, crisp finishes, and a stunning kitchen featuring sleek cabinetry, modern countertops, and an oversized island that naturally brings everyone together. Expansive windows and glass doors invite natural light into the living spaces, while the private upstairs primary suite offers something truly special: its own private deck overlooking East Bay, where peaceful mornings and sunset views become part of everyday life. Beyond the main residence, a separate living space with its own entrance, full bathroom, and fully equipped kitchen opens the door to an exceptional range of possibilities, from multigenerational living and hosting extended guests to exploring potential rental income, subject to applicable regulations. Outside, the expansive grounds offer a rare sense of freedom, with room for outdoor entertaining, recreational vehicles, gardening, or future improvements. Enjoy the waterfront from your own backyard, launch kayaks or paddleboards from the existing ramp, or take advantage of the nearby public boat ramp at John B. Gore Park, approximately 150 yards away, for convenient access to the water. With substantial land, a versatile layout, and a beautiful East Bay setting, there is room here to envision more than just a home. Conveniently located near shopping, dining, and everyday essentials, this property combines the appeal of waterfront living with the flexibility today's buyers are looking for. Whether you envision a private coastal retreat, a multigenerational residence, or a property with income-producing potential, 505 Beulah Avenue offers the space, setting, and possibilities to bring that vision to life. Schedule your private showing and experience it for yourself.

Highlights

Listed by Liliia Kushnarev , 850-867-8067 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.17

Year Built

1973

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway

Listing ID

796069

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Interior Steps, Shower Only, Smart Thermostat, Upper Level Primary, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot Dimensions:155.0 ft x 330.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Ramp, Deck, Dock
Sewer:Public Sewer
Principal Interest
$4,558
Taxes
$508

Home Price

$825,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,558.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,558.01 $507.78 $0.00 $5,065.78
Yearly $54,696.07 $6,093.33 $0.00 $60,789.40
Total $1,640,882.22 $182,799.90 $0.00 $1,823,682.12

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS