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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6828 Hugh Dr , Panama City, FL 32404
$419,900
Est. Payment: $2,129.43/mo
4 Bed
3 Bath
2131 Sqft
Status: sold | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy COASTAL LUXURY in this light filled CRAFTSMAN style home located in an established neighborhood just minutes from Tyndall AFB. The classic architecture creates great curb appeal on an over sized corner lot. This light filled home features warm neutral LVP FLOORING, GORGEOUS QUARTZ COUNTER TOPS and SEPARATE DEN or MEDIA ROOM upstairs. The main living area includes an open floor plan with a large kitchen island and a dining space that opens to the covered back porch. On the second floor, a modern flexible floor plan offers loads of extra space. A primary suite has a charming balcony that's perfect for morning coffee or peaceful sunset views. The Den is the perfect spot for a workspace, playroom or media room. A convenient wet bar includes cabinetry, sink, and bar fridge. No need to go downstairs for snacks! 3 additional bedroom assure that everyone has plenty of space. The exterior has a privacy fenced back yard and plenty of additional side yard for extra parking (cars, boats, RV, etc). Enjoy all this plus the lower insurance rates for new construction . Best of all NO REQ FLOOD INSURANCE , and NO HOA's !

Highlights

Listed by Susan Morrison , 850-624-9696 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway Southeast

Listing ID

790032

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Electric Range, Electric Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:140 x 85
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener,RV Access/Parking
Principal Interest
$2,129
Taxes
$43

Home Price

$419,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$83,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,129.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,129.43 $43.42 $0.00 $2,172.85
Yearly $25,553.19 $521.00 $0.00 $26,074.19
Total $766,595.66 $15,630.00 $0.00 $782,225.66

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS