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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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726 Miles Dr , Panama City, FL 32404
$232,000
Est. Payment: $1,176.66/mo
4 Bed
3 Bath
1947 Sqft
Status: pending | Days on site: 155
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to this spacious 4-bedroom, 2.5-bathroom gem with solar panels sitting pretty on a generous 0.34-acre lot in Callaway. With nearly 1,950 square feet of living space, this home has room to stretch out and make it your own. Inside you'll find a kitchen that's ready to impress with beautiful oak cabinetry, sleek quartz countertops, and a center island perfect for morning coffee or entertaining guests. The open layout keeps things flowing nicely, making everyday living feel easy and comfortable. Now let's talk about those solar panels on the roof. Lower energy bills? Yes, please. That's money back in your pocket every single month, and it's a huge bonus whether you're planning to live here or turn this into a rental property. Speaking of which, the rental income potential in this area is seriously worth considering. Out back, you've got a patio that's begging for weekend cookouts, plus a generous 20 x 15 detached storage building for all your tools, toys, and holiday decorations. The partially fenced yard gives you a great starting point for customization. The location is a winner too. John B. Gore Park is just a short distance away, and you're conveniently close to Tyndall Air Force Base, Rutherford High School, and local healthcare options. Northwest Florida Beaches International Airport keeps travel simple when wanderlust strikes. With solid bones and plenty of renovation potential to add your personal touch, this property is a smart investment waiting to happen. Schedule your showing today! *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

Highlights

Listed by MaryAnn Enfinger , 850-832-5263 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1972

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway Shores U-2

Listing ID

786851

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Air Cond:Central Air,Ceiling Fan(s),Ductless
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:100x150
Zoning:City, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:No Garage,Paved
Principal Interest
$1,177
Taxes
$346

Home Price

$232,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$46,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,176.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,176.66 $345.83 $0.00 $1,522.49
Yearly $14,119.92 $4,150.00 $0.00 $18,269.92
Total $423,597.68 $124,500.00 $0.00 $548,097.68

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS