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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1523 S Berthe Ave , Panama City, FL 32404
$119,000
Est. Payment: $603.48/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 54
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Build your Elevated dream home on this exceptional water-view vacant lot overlooking the Bay in Callaway, Florida! Ideally located just one block from the water, this prime homesite offers stunning views and refreshing coastal breezes year-round. With all utilities conveniently available at the street, this property is perfectly suited for an easy and efficient build. Enjoy the best of coastal living with close proximity to Tyndall Air Force Base, as well as the sugar-white sands of Mexico Beach and Panama City Beach. The area features highly regarded schools, abundant dining options, and outdoor recreation including parks, disc golf, and world-class fishing in the Gulf. With no restrictions on vacation rentals, this property offers excellent potential as a primary residence, second home, or income-producing investment. Don't miss this opportunity to own a slice of Florida's Gulf Coast in a rapidly growing and desirable location. Bring your plans and start building your coastal dream today!

Highlights

Listed by Melea D Severs , 850-238-0195 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.25

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway Point

Listing ID

787895

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:98 x 110
Zoning:Resid Single Family
Principal Interest
$603
Taxes
$37

Home Price

$119,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$23,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$603.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $603.48 $36.83 $0.00 $640.32
Yearly $7,241.79 $442.00 $0.00 $7,683.79
Total $217,253.83 $13,260.00 $0.00 $230,513.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS