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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1321 S Berthe Ave , Panama City, FL 32404
$370,000
Est. Payment: $1,876.57/mo
3 Bed
2 Bath
1800 Sqft
Status: active | Days on site: 38
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

FRESH UPDATES. PRIVATE POOL. CLOSE TO TYNDALL. 1321 South Berthe Avenue in Panama City offers a well-cared-for three-bedroom, two-bathroom home near Callaway Point with a split floor plan, inviting outdoor space, and thoughtful updates throughout. Recent improvements include newly painted interior and exterior surfaces, brand-new carpet in the bedrooms, and LVP flooring throughout the main living areas. Inside, the living room features a vaulted ceiling, a comfortable central layout, and two sets of French doors that open to the screened Florida room. The kitchen offers white shaker cabinetry, granite countertops, a gas stove, and a separate nook with a wine rack and hanging storage for wine glasses. The primary suite includes a separate sitting area, a sliding glass door to the screened Florida room, a barn door leading to the bathroom, a vanity with ample storage, a walk-in closet, a tub/shower combination, and a private water closet. The guest bathroom features a walk-in tiled shower, and the hallway laundry area includes both gas and electric dryer connections. Outdoor living is a major highlight, with a screened Florida room that includes a gas stub for compatible outdoor-rated equipment, including select outdoor grills, plus a kidney-shaped in-ground pool, a spacious yard, and a storage shed for tools and outdoor equipment. The property also includes side parking suitable for a boat, a double-car garage, a natural gas whole-house generator, and sprinklers on well water with a fertilizer injector. With fresh paint, new carpet, a private pool, and a location close to Tyndall Air Force Base, 1321 S. Berthe Avenue brings together comfort, convenience, and easy days near Callaway Point.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1994

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway Point

Listing ID

791735

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Range, Gas Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Entrance Foyer

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:80.0 ft x 130.0 ft
Others:
  • Additional:Porch
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$1,877
Taxes
$236

Home Price

$370,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$74,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,876.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,876.57 $235.88 $0.00 $2,112.45
Yearly $22,518.84 $2,830.50 $0.00 $25,349.34
Total $675,565.27 $84,915.00 $0.00 $760,480.27

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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