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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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309 Raven Ln , Panama City, FL 32404
$249,000
Est. Payment: $1,375.69/mo
4 Bed
3 Bath
1688 Sqft
0.06 Acres
Status: Active Under Contract | Days on site: 5
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS -- SHORT SALE -- A rare opportunity to secure a beautifully maintained, 2021-built home at a price point commonly associated with much older properties. Offering 4 bedrooms, 2.5 baths, and 1,688 sq ft, this exceptionally clean Callaway Corners residence is vacant, move-in ready, and positioned to deliver outstanding value. The open main level features quartz countertops, warm-gray cabinetry, coordinating LG appliances, sleek black fixtures, tile flooring, a large pantry, and a convenient half bath. Upstairs are 4 bedrooms, 2 full bathrooms, and a spacious primary suite with an oversized closet. Additional features include a metal roof, ENERGY STAR-qualified equipment, an EV charging connection, covered patio, attached garage, and privacy-fenced backyard. The remarkably low HOA dues include maintenance of both the front & rear lawns, a difficult combination to find with a private fenced yard. Callaway Corners also features attractive paver streets & driveways, green spaces, and recreational areas. Conveniently located near shopping, restaurants, parks, hospitals, and major Bay County employers. Tyndall Air Force Base is approx 10 to 15 minutes away, Ascension Sacred Heart Bay approx 15 minutes, and Naval Support Activity Panama City approx 25 minutes. St. Andrews State Park, sugar-white beaches, walking trails, boating, and Shell Island shuttle access are approx 25 to 30 minutes away. Drive times are approximate.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Tyler D Southerland , 850-381-9270 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

72 Monthly

Year Built

2021

County

Bay

Area

02 - Bay County - Central

Neighborhood

Callaway Corners

Listing ID

795245

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Tub Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:45 x 63
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,376
Taxes
$210
HOA
$72

Home Price

$249,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,375.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,375.69 $210.02 $72.00 $1,657.70
Yearly $16,508.27 $2,520.18 $864.00 $19,892.45
Total $495,248.09 $75,605.40 $25,920.00 $596,773.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS