Your Panama City Paradise Awaits - No HOA & Recent Upgrades! Roof, HVAC and water heater all less than 5 years old!! No worrying so stop dreaming and start living the stress-free Florida lifestyle! **Seller will either replace carpets or provide $4000 credit at closing for new flooring in bedrooms** Tucked away just off Hwy 231, this beautiful ~1,800 sq ft single-story ranch home offers comfort, convenience, and freedom--featuring a two-car garage and absolutely no HOA fees, meaning plenty of room to park your boat, RV, or toys without the extra expense. Interior Highlights: Smart Layout: Spacious split-floor plan featuring 3 bedrooms and 2 bathrooms. Elegant Details: Striking tray ceilings and classic crown molding add a touch of sophistication. The large living room features a gas fireplace to warm your toes on chilly mornings. Bonus Space: A bright, versatile sunroom perfect for a home office, playroom, or morning coffee spot. Key Upgrades & Peace of Mind: Roof: Less than 5 years old. HVAC System: Less than 5 years old. Water Heater: Less than 5 years old. Prime Location: Outdoor living is easy with a fully fenced backyard, ideal for pets and entertaining. Plus, you are just minutes from local schools and shopping, with a short, straightforward drive to Tyndall Air Force Base and the World's Most Beautiful Beaches. Don't miss your chance to own a piece of paradise. Schedule your viewing this weekend before it's gone!