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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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802 E 2nd St , Panama City, FL 32401
$299,999
Est. Payment: $1,657.45/mo
4 Bed
1 Bath
1450 Sqft
0.23 Acres
Status: Active | Days on site: 17
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Harrison Lilly Team
Owner/Operator

House Description

***Motivated sellers made a $10,000.00 price improvement and are ready to make a deal! All reasonable offers are welcomed, and sellers will offer concessions with the right offer*** Welcome to 802 E 2nd St., in Panama City's beloved Bunkers Cove, an established and charming neighborhood just minutes from downtown. This 4-bedroom home is full of personality, character, and a few delightful quirks that make it anything but cookie-cutter. Inside, you'll find a surprisingly versatile floor plan with a spacious living room and wood burning fireplace, separate dining area, and plenty of opportunity to make the home your own. All windows were replaced in 2019, providing an important update while preserving the home's vintage charm. A large lot and expansive backyard make a wonderful setting for children, pets, gardening, entertaining, or simply enjoying more outdoor space than you typically find with newer construction. A separate storage building provides additional room for lawn equipment, bikes, tools, hobbies, and more. The existing above-ground pool is negotiable, allowing the next owner to keep it or reclaim even more backyard space. This home has been very well maintained and shows the pride of ownership. Whether you're a first-time buyer, growing household, or someone ready to downsize without giving up bedrooms, yard space, and character, this home has many possibilities to make it your own! If you've been waiting for the right opportunity, now is the time to schedule your showing and bring your offer! Buyer to verify all information if deemed important.

Highlights

Listed by Jenna M Garmon , 561-307-2155 RE Florida Homes , 954-589-7099. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1954

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bunkers Cove

Listing ID

795607

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Entrance Foyer

Exterior Features

Lot Dimensions:72.0 ft x 145.0 ft
Zoning:City, Resid Single Family
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,657
Taxes
$90

Home Price

$299,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$60,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,657.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,657.45 $90.32 $0.00 $1,747.77
Yearly $19,889.42 $1,083.83 $0.00 $20,973.25
Total $596,682.45 $32,514.90 $0.00 $629,197.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS