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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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510 Bunkers Cove Rd , Panama City, FL 32401
$1,250,000
Est. Payment: $6,339.76/mo
3 Bed
3 Bath
2518 Sqft
Status: active with contingency | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT- SELLER WILL CONSIDER BACKUP OFFERS Experience waterfront living at its finest in one of Panama City's most sought-after neighborhoods. Nestled in tranquil Bunkers Cove, this beautifully maintained 3-bedroom, 3-bath home offers breathtaking bay views, direct waterfront access, and endless opportunities to enjoy the coastal lifestyle. Thoughtfully remodeled in 2020, the home blends modern updates with timeless waterfront charm. A 2019 roof provides added peace of mind, and the HVAC system was professionally serviced on July 21, 2026, making this home move-in ready. Spacious living areas are designed to maximize the stunning water views, creating the perfect setting for relaxing evenings or entertaining family and friends. Conveniently located just minutes from downtown Panama City, hospitals, shopping, dining, and a short drive to the World's Most Beautiful Beaches, this property offers the perfect balance of peaceful bayfront living and everyday convenience.

Highlights

Listed by Ethan Bruckner , 850-624-2030 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.38

Year Built

1968

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bunkers Cove

Listing ID

793754

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central Air,Multi Units
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:69.0 ft x 240.0 ft
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$6,340
Taxes
$264

Home Price

$1,250,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$250,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,339.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,339.76 $263.88 $0.00 $6,603.64
Yearly $76,077.17 $3,166.57 $0.00 $79,243.74
Total $2,282,315.09 $94,997.10 $0.00 $2,377,312.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS