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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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368 Bridge Harbor Dr , Panama City, FL 32404
$320,000
Est. Payment: $1,767.95/mo
4 Bed
3 Bath
1807 Sqft
0.12 Acres
Status: Active | Days on site: 5
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REFH - B11304
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Harrison Lilly Team
Owner/Operator

House Description

This floor plan offers four bedrooms, including one that can serve as a den or home office. Upon entry, you'll find quality paint, textured walls, traditional 8-foot ceilings, vinyl flooring throughout the common areas, and carpet in 2 of the bedrooms. The open, spacious kitchen features a center island, pantry, stained cabinetry, durable laminate countertops, a Kinetico water filtration system, and included appliances: dishwasher, stove, and microwave. This home includes several valuable upgrades designed for comfort, efficiency, and everyday convenience. The owned solar panel system helps reduce the electric bill to approximately $20 per month, while the reverse osmosis water filtration system and Reme Halo induct air purifier enhance water and air quality throughout the home. Outdoor features include a privacy-fenced backyard, covered and screened back patio, gutters at the front entry and rear of the home, and an above-ground swim spa. The primary suite offers a spacious bath with a separate shower, large soaking tub, and generous walk-in closet. A standard Smart Home package is also included, featuring a Color touch panel, Kwikset keyless entry, and Ring doorbell. Located in Bridge Harbor off Boat Race Road, this home offers a desirable setting close to the water with bay views and refreshing breezes. The community pool and play area are just down the street, and the neighborhood is conveniently located near shopping, dining, Tyndall Air Force Base, and a short drive to the sugar-white sand beaches, while still offering a quiet setting away from the hustle and bustle. Pictures, photographs, floor plans, elevations, features, colors, and sizes are approximate for illustration purposes only and may vary from the home as built.

Highlights

Listed by Lovan C Southerland , 702-861-8600 RE Florida Homes , 954-589-7099. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

274.78 Quarterly

Year Built

2020

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bridge Harbor

Listing ID

794766

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Water Purifier Owned, Water Softener Owned, Solar Hot Water
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:50.0 ft x 110.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Porch, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,768
Taxes
$315
HOA
$275

Home Price

$320,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,767.95 $315.15 $274.78 $2,357.88
Yearly $21,215.45 $3,781.78 $3,297.36 $28,294.59
Total $636,463.41 $113,453.40 $98,920.80 $848,837.61

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS