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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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260 Ryder Ln , Panama City, FL 32404
$330,000
Est. Payment: $1,673.52/mo
4 Bed
2 Bath
1867 Sqft
Status: active | Days on site: 79
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to this freshly updated gem nestled in the desirable Bridge Harbor Subdivision! This spacious four-bedroom, two-bathroom home offers 1,867 square feet of comfortable living space that's ready for you to move right in and start making memories. Inside, you'll immediately notice the brand-new paint throughout the interior, giving everything a clean, bright feel. The open floor plan makes this home perfect for entertaining friends or just spreading out after a long day. New flooring runs throughout the entire home, giving every room a fresh and modern feel. The kitchen comes equipped with stainless steel appliances, including a new electric range, making meal prep a breeze. The neighborhood is where this property really shines. Living near Tyndall Air Force Base makes this an ideal spot for those looking for a convenient commute. Earl Gilbert Park with boat launch is nearby for weekend picnics and outdoor enjoyment. The home is conveniently located to Gulf Coast State College, and getting out of town is simple with Northwest Florida Beaches International Airport within reach. With four bedrooms including a generous primary bedroom, there's plenty of room to spread out and get comfortable. Public transit options are also available nearby for added convenience. This one won't last long, so schedule a showing before someone else snatches it up!.

Highlights

Listed by MaryAnn Enfinger , 850-832-5263 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

1060 Quarterly

Year Built

2022

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bridge Harbor

Listing ID

790659

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50 x 140
Zoning:City, Resid Single Family
Roof:Shingle
Parking Features:Paved
Principal Interest
$1,674
Taxes
$321
HOA
$1,060

Home Price

$330,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$66,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,673.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,673.52 $321.00 $1,060.00 $3,054.52
Yearly $20,082.29 $3,852.00 $12,720.00 $36,654.29
Total $602,468.60 $115,560.00 $381,600.00 $1,099,628.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS