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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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221 Red Bay Rd , Panama City, FL 32404
$369,000
Est. Payment: $2,038.67/mo
4 Bed
3 Bath
2448 Sqft
0.24 Acres
Status: Pending | Days on site: 91
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EROG - E33184,E28824
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Harrison Lilly Team
Owner/Operator

House Description

Discover this beautifully maintained 2019-built single-family home in the desirable Bridge Harbor community. Offering approximately 2,448 square feet of living space, this 4-bedroom, 2.5-bathroom, two-story residence provides an ideal blend of modern comfort, functional design, and convenient Florida living. Step inside to an inviting open-concept layout perfect for both everyday living and entertaining. The spacious kitchen features ample counter and cabinet space, a large island with breakfast bar, and a walk-in pantry--making meal prep a pleasure. Adjacent living and dining areas flow seamlessly, while a versatile flex space offers options for a home office, additional dining, or a cozy living nook. Upstairs, the primary suite comfortably accommodates king-size furniture and includes a generous walk-in closet plus a luxurious en-suite bath with soaking tub, separate shower, and double vanity. Three additional bedrooms provide plenty of space for family, guests, or a home gym. The home also boasts a 2-car garage and thoughtful details like double-pane windows throughout. Outside, enjoy the covered front and back porches overlooking a fenced yard that backs up to a serene pond--perfect for relaxing evenings or morning coffee. The lot offers approximately .33 acres.

Highlights

Listed by Elbardo C Trevino , 806-231-6606 Realty ONE Group Emerald Coast , 850-842-3211. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

Year Built

2019

County

Bay

Area

27 - Bay County

Neighborhood

Bridge Harbor

Listing ID

1003514

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Kitchen Island, Pantry

Exterior Features

Lot:Cleared,Interior,Restrictions
Lot Dimensions:129x111
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Open, Fenced Lot-Part, Fenced Privacy
Principal Interest
$2,039
Taxes
$286
HOA
$0

Home Price

$369,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$73,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,038.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,038.67 $286.40 $0.00 $2,325.07
Yearly $24,464.06 $3,436.79 $0.00 $27,900.85
Total $733,921.87 $103,103.70 $0.00 $837,025.57

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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