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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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131 Tiller Dr , Panama City, FL 32404
$329,500
Est. Payment: $1,820.44/mo
4 Bed
2 Bath
1787 Sqft
0.17 Acres
Status: Active | Days on site: 43
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Harrison Lilly Team
Owner/Operator

House Description

ASSUMABLE 3.99% VA LOAN. $6,000 IN BUYER CONCESSIONS IF NOT ASSUMING LOAN. Welcome to Bridge Harbor! This beautiful 4-bedroom, 2-bathroom home offers a spacious and functional layout with an open-concept kitchen featuring a center island, pantry, and durable granite countertops. NO CARPET THROUGHOUT THE ENTIRE HOME! The primary suite provides a comfortable retreat with a private ensuite bath, separate shower, large soaking tub, and spacious walk-in closet. The fenced-in backyard offers added privacy and space to enjoy the outdoors. Bridge Harbor residents enjoy access to the community pool, fire pit, and outdoor gathering area, perfect for relaxing and enjoying the Florida lifestyle. Conveniently located just off Boat Race Road in eastern Bay County, this home is less than 10 miles from Tyndall Air Force Base and close to shopping, dining, and everyday conveniences. Don't miss the opportunity to make this beautiful Bridge Harbor home yours!

Highlights

Listed by Jennifer Farrell , 910-880-0239 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

285 Quarterly

Year Built

2022

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bridge Harbor

Listing ID

794154

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 140.0 ft
Sewer:Public Sewer
Principal Interest
$1,820
Taxes
$210
HOA
$285

Home Price

$329,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,820.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,820.44 $210.06 $285.00 $2,315.50
Yearly $21,845.28 $2,520.67 $3,420.00 $27,785.96
Total $655,358.41 $75,620.25 $102,600.00 $833,578.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS