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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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100 Bridge Harbor Dr , Panama City, FL 32404
$440,000
Est. Payment: $2,430.94/mo
4 Bed
4 Bath
2826 Sqft
0.22 Acres
Status: Active | Days on site: 14
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Harrison Lilly Team
Owner/Operator

House Description

MAJOR BONUS FOR QUALIFIED BUYERS: ASSUMABLE VA LOAN AT 4.25%! Welcome to Bridge Harbor! This stunning Craftsman-style home features the Camden floor plan, offering 2,826 sqft of beautifully designed living space, including 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage. As you step inside, you're greeted by luxury vinyl plank flooring and 9-foot ceilings throughout, with elegant trey ceilings in the study, dining room, living room, and primary bedroom. The kitchen is the heart of the home, showcasing a large center island, granite countertops, and stylish painted cabinetry. The primary suite provides a serene retreat, while the second master suite offers added privacy for guests or extended family, complete with its own custom-tiled, glass-enclosed shower and private bathroom. Step outside to the covered patio and enjoy the added elegance and privacy of plantation shutters throughout the home. This Camden floor plan perfectly blends style, functionality, and thoughtful design, making it a home you'll love to call your own. Don't miss the opportunity to take advantage of the assumable VA loan at 4.25% for qualified buyers!

Highlights

Listed by Dien and Andrew Group , 850-600-0605 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

265 Quarterly

Year Built

2022

County

Bay

Area

02 - Bay County - Central

Neighborhood

Bridge Harbor

Listing ID

794471

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s)

Exterior Features

Lot:Paved
Lot Dimensions:65.0 ft x 150.0 ft
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$2,431
Taxes
$393
HOA
$265

Home Price

$440,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$88,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,430.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,430.94 $393.43 $265.00 $3,089.36
Yearly $29,171.24 $4,721.12 $3,180.00 $37,072.36
Total $875,137.18 $141,633.60 $95,400.00 $1,112,170.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS