Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9450 S Thomas Dr Unit 509 , Panama City, FL 32408
$479,000
Est. Payment: $2,429.40/mo
2 Bed
2 Bath
1152 Sqft
Status: active | Days on site: 274
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. The 1152sqft 2Bed/2Bath floorplan is super-efficient and lives like a beach house but comes with all the benefits of owning a condo. New Luxury vinyl plans flooring throughout and conveys fully furnished with window treatments and artwork. Boardwalk 509 invites you to lie back, relax, and enjoy panoramic views of the pool, beach, and ocean. Open floorplan and floor to ceiling windows allow for fabulous Gulf and sunset views from the unit's unique, oversized balcony, living room, dining room, kitchen, & master suite, providing the ultimate alfresco living and entertaining environment! Sunset views from this generous, private, ''bump-out'' balcony are a perfect end to a sunny day and beginning to an exciting evening - enjoy both privacy and 180 degree views! The not to high, not too low elevation keeps you connected to the beach experience! MASTER SUITE is front and center on the beach with direct access to the main balcony. Literal wall of floor ceiling glass in the Master offers world class views. Ensuite bath complete with double vanity, garden tub, separate shower, and large walk-in closet. The master suite also opens directly to main balcony. SECOND Bedroom is large and attached to second bath which can be accesses directly from the second bedroom and hallway. LUXURY! COMFORT! CONVENIENCE!! EXCELLENT RENTAL INCOME POTENTIAL. Turnkey income producer! Meticulously maintained and in excellent condition. Enjoy the good life at the Boardwalk Beach Resort with an unparalleled deck of resort style amenities including two levels of parking adjacent to the building (not across the street); beautiful grounds with a pool, spa, kiddie water play area, tiki beach bar, & so much more. Rental income potential is a big drawing card for Boardwalk Beach Resort Buyers. The Convention Center sponsors events that bring guests to Boardwalk Beach & its reputation with the vacationers brings repeat & new guests every year. Boardwalk as a development has a great aesthetic and is located across from a golf course on a palm tree lined boulevard. All measurements & information is deemed reliable but should be verified if important.

Highlights

Listed by John B Skinner Jr. , 850-543-5763 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Boardwalk Central

Listing ID

778442

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s)

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$2,429
Taxes
$505
HOA
$0

Home Price

$479,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,429.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,429.40 $505.17 $0.00 $2,934.56
Yearly $29,152.77 $6,062.00 $0.00 $35,214.77
Total $874,583.14 $181,860.00 $0.00 $1,056,443.14

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS