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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9450 S Thomas Dr Unit 2102 , Panama City, FL 32408
$474,900
Est. Payment: $2,408.60/mo
2 Bed
2 Bath
1380 Sqft
Status: active | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

When buyers compare beachfront condos, the view often makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this Gulf-front residence captures sweeping views of emerald waters and sugar-white beaches from the moment you enter. Unlike many floor plans that reserve the best views for the living area only, this residence features a true Gulf-front primary suite, allowing you to wake each morning to panoramic Gulf views and the sound of the waves. The open-concept layout keeps the Gulf as the focal point, creating a bright and spacious coastal retreat. Boardwalk Beach Resort is one of Panama City Beach's most established Gulf-front communities, offering resort-style amenities including a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and a covered parking garage with direct elevator access. The connected parking garage provides a convenient arrival experience rarely found in many beachfront properties. Ideally located on a palm-lined boulevard adjacent to the convention center and across from a golf course, Boardwalk enjoys strong year-round visitor demand. Owners and guests are within walking distance of Tootsie's Orchid Lounge, Pineapple Willy's, and numerous dining and entertainment options. Additional ownership advantages include conventional financing eligibility, completed SIRS requirements, and a well-established ownership community. A rare oversized climate controlled commercial-grade storage closet located adjacent to the first level of the parking garage is available for purchase separately and is not included in the list price - ideal for beach gear (keep the sand out of your condo) and larger items such as kayaks & surf and paddle boards. Whether you're seeking a beachfront getaway, second home, or investment property, Boardwalk 2102 stands out with its exceptional Gulf-front location, sought-after high-floor elevation, true Gulf-front primary suite, and breathtaking views. All measurements and information are deemed reliable but should be verified if important.

Highlights

Listed by John B Skinner Jr. , 850-543-5763 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Boardwalk Central

Listing ID

791242

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Coffered Ceiling(s), Double Vanity, Main Level Primary, Soaking Tub, Walk-In Closet(s)

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$2,409
Taxes
$512
HOA
$0

Home Price

$474,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$94,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,408.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,408.60 $511.67 $0.00 $2,920.27
Yearly $28,903.24 $6,140.00 $0.00 $35,043.24
Total $867,097.15 $184,200.00 $0.00 $1,051,297.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS