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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9450 S Thomas Drive 2106d , Panama City Beach, FL 32408
$355,000
Est. Payment: $1,961.32/mo
1 Bed
1 Bath
745 Sqft
Status: Active | Days on site: 196
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Harrison Lilly Team
Owner/Operator

House Description

HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWS Boardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor. The central stack placement provides a unique vantage point with views extending both east and west along the coastline. From this high-floor position, the Gulf becomes the focal point, offering a perspective that captures the scale of Panama City Beach beyond the immediate shoreline. The interior features a clean, updated design with modern coastal finishes. The primary bedroom accommodates a king-size bed, and the jack-and-jill bathroom includes a tile walk-in shower with glass enclosure and quartz countertops. Additional sleeping space is provided with built-in bunk beds, each with its own flat-screen TV. The kitchen is equipped with stainless steel appliances and granite countertops. A full size front-load washer and dryer are located within the unit behind a barn-style door. Boardwalk Central is a Gulf-front condominium on South Thomas Drive offering direct beach access and a range of resort-style amenities, including six elevators (two panoramic), a large zero-entry pool, two hot tubs, a splash pad, seasonal on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking for owners. The property is located approximately three blocks from the Tootsie's Orchid Lounge, other recent additions to Panama City Beach includes Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub adding to the area's growing collection of entertainment and dining options. HOA dues are $2,328.73 and include management, accounting, cable TV, building insurance, high-speed internet, grounds maintenance, pest control, security, sewer, trash, and water. All information is deemed reliable but not guaranteed. Buyer to verify if important. 2026 GRI $23,011.42 (of AUG/21) 2025 GRI: $36,294.28 2024 GRI: $40,689.15

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2328.73 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Boardwalk Central

Listing ID

786997

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0X0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Gated,Parking Lot
Principal Interest
$1,961
Taxes
$363
HOA
$2,329

Home Price

$355,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,961.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,961.32 $363.25 $2,328.73 $4,653.30
Yearly $23,535.89 $4,359.00 $27,944.76 $55,839.65
Total $706,076.59 $130,770.00 $838,342.80 $1,675,189.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS