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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6135 E E Highway 98 , Panama City, FL 32404
$430,000
Est. Payment: $2,375.69/mo
0.75 Acres
Status: Active | Days on site: 11
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EKSR - E36562
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Harrison Lilly Team
Owner/Operator

House Description

Enjoy exceptional waterfront living on this stunning .75-acre property featuring 90 feet of bay front along beautiful East Bay in the heart of Bay County, Florida. The property also includes an oversized double garage, offering plenty of additional space for vehicles, storage, hobbies, and more. Privacy fencing creates a peaceful retreat where you can relax and enjoy the waterfront views, while a sprinkler system helps maintain your landscaping and garden. This property offers an unbeatable lifestyle location. Sidewalks provide easy access to two nearby parks, including a public pier, walking trails, a large wooded playground, and a Frisbee golf course--all within walking distance. Directly across the street, enjoy a wide variety of restaurants, cafés, bakeries, coffee shops, and dining options, including Thai, sushi, Italian, and more. A nearby full-service marina offers charter fishing excursions, waterfront dining, a tiki bar, and opportunities to gather and socialize. Zoned Mixed-Use, this property presents opportunities beyond personal enjoyment. Whether you envision a private waterfront retreat, short-term rental investment, multifamily development, townhomes, apartments, or up to 12 units, the development potential is substantial. Its prime frontage along Tyndall Parkway, with thousands of daily passing vehicles, also makes it a potential location for retail, hospitality, restaurant, or other commercial uses. Some photos have been edited by AI.

Highlights

Listed by Melany J Hathcock , 850-628-0253 Keller Williams Success Realty , 850-249-0313. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.75

County

Bay

Area

27 - Bay County

Neighborhood

No Named Subdivision

Listing ID

1012795

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Interior Features

Exterior Features

Lot Dimensions:90 x 365
Sewer:Public Sewer
Principal Interest
$2,376
Taxes
$274

Home Price

$430,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,375.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,375.69 $274.13 $0.00 $2,649.81
Yearly $28,508.26 $3,289.50 $0.00 $31,797.76
Total $855,247.70 $98,685.00 $0.00 $953,932.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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